In the event that you already have that loan with us and want to borrow more, you are able to make an application for a top-up or an extra loan.
Get on your Barclays or Barclaycard software, or the Barclaycard site, to see if you have got any provides.
- You can borrow more, so long as you meet the eligibility and affordability requirements
- For buy-to-let mortgages, thereвЂ™s the absolute minimum delay of 6 months through the time that is last borrowed more (thereвЂ™s no minimum wait for domestic mortgages)
You may be able to increase your arranged overdraft in the Barclays app, Online Banking (if youвЂ™re registered), over the phone or in a branch if you need more funds.
Once you’ll obtain it
Often when we approve the application.
- With us and we can validate your income, you can get a Barclaycard as soon as we approve your application if you have a current account
- Your card should show up within 7 to week or two
The applying procedure is more than for any other kinds of borrowing, so that it might take an or so month.
Instantly when we approve the job.
YouвЂ™ll need certainly to repay your loan in fixed month-to-month instalments by Direct Debit over a period that is agreed.
It is possible to spend in many ways, the being that is easiest by Direct Debit.
- Pay back the balance that is full month because of the deadline and you also wonвЂ™t get charged any interest on purchases (though interest is charged on money withdrawals from the time you withdraw the income)
- Pay lower than the amount that is full youвЂ™ll have interest included with the rest of the balance the next month (though perhaps maybe not during interest-free offer periods)
- Pay the minimum quantity, though itвЂ™ll take longer to cover down and youвЂ™ll pay more interest (except during an interest-free offer period)